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Condominium purchase is an extremely popular option in Ontario. A condominium is a preferred financial investment for many first-time buyers and long-time homeowners alike. It can be an excellent opportunity to enter the market with a relatively modest investment or to downsize from a larger family home.

McMurter & Associates has been providing real estate legal services in Whitby and Oshawa for more than 30 years. We have witnessed the growth of the condominium market and understand the unique aspects of these legal transactions, for both buyers and sellers.

Unique Aspects Of Condominium Ownership

Condominium purchase comes with specific rights and responsibilities. As the owner of a condo unit, you have the right to use the shared areas and the responsibility to contribute to the maintenance of those areas. Maintenance is normally paid through monthly condo fees. These fees are paid to the condominium corporation, of which you are a shareholder.

Closing The Sale

After you have entered into an agreement of purchase and sale to buy a condo unit, you have 10 days to have this agreement reviewed by a lawyer. Our firm begins work on the file once all conditions, such as financing, have been met.

If you are buying a new condominium, the purchase is subject to a closing procedure composed of two parts: an interim occupancy closing when the unit is ready for occupancy and a final closing once the builder has registered the condominium documents a few months later. It is after final closing that you receive title to the unit and your mortgage is registered.


At McMurter & Associates, we have established a “No Surprises” price for purchasers of new condominiums. This price includes fees, disbursements, registration costs, a title insurance policy and HST.

Condo buyers must also pay a land transfer tax at the time of final closing.

Legal fees will vary depending on the complexity and price of your real estate transaction. In addition to legal fees, there are other costs associated with a condo purchase. We will provide you with an accurate cost breakdown, dependent upon your situation. Please contact us to learn more.

Allison McMurter
289-278-0934 x 232
[email protected]

Nicholas Whelan
905 666 9200 x 234
[email protected]

Contact McMurter & Associates

Buying a new condo is a significant financial investment and can be a positive step in the life of a family. We encourage you to contact us with any and all of your questions. It is our goal to provide the legal services you need to ensure your purchase goes smoothly.

To meet with a lawyer to discuss the purchase of condominiums in the Durham Region or the GTA and other areas throughout the region, contact us for an appointment. Please send us an email or call us at 1-800-756-7138 or 289-278-0934.

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