COVID-19 update

Please rest assured that we are continuing to close real estate transactions and to assist our wills, estate and business clients. However, our office is closed to the public. We are taking every precaution necessary as outlined by health officials.

We are utilizing the temporary guidelines put in place by the Law Society of Ontario to conduct meetings by videoconference. We are working diligently to ensure that this disruption does not impact the quality of our services and we are continuing to meet our client’s needs. If you have any questions, please call us at (905) 666-9200.

Excellence in
Real Estate Law
and Estate Law

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Real Estate Refinancing

Favourable mortgage rates lead many homeowners to refinance. This can be a sound option to pay other debts, lower monthly mortgage payments, establish new lines of credit or fund home renovation projects. At McMurter & Associates in Whitby, Ontario, we handle the legal aspects of refinancing for existing clients as well as for new clients of our firm.

For more than three decades, we have provided comprehensive legal information and excellent service to clients in Oshawa, the Durham Region and communities throughout the area. We pride ourselves on meeting the highest possible standards of legal service.

Our Services

Our firm completes the transactional aspects of refinancing. Completion time is normally five business days after receiving instructions from the lender. We take several actions to complete your refinancing. These include:

  • Searching the property title for any encumbrances,
  • Arranging for title insurance, as required by the banks, and obtaining your tax and other relevant financial information.


Our “No Surprises” legal fees for refinancing with institutions are fixed at $899.00 + HST. This cost includes discharging the old mortgage, registering a new one and paying one debt. Payment of additional debts incurs an additional cost of $50.00 per debt. Refinance cost with private lenders is $999.00 + HST.

Dedicated To Ongoing Client Relationships

At McMurter & Associates, we are committed to ongoing client care. As a result, we have maintained a client base of individuals and families that return to us for their legal needs. These include home buyers who later return to us to arrange refinancing or to establish a new estate plan. In all cases, we keep you fully informed about the effects of your legal transaction and strive to make you feel comfortable with us and our guidance.

Contact McMurter & Associates

To meet with a lawyer about real estate refinancing in Oshawa, the Durham Region or throughout the area, send us an email or call us at 1-1-800-756-7138 or 289-278-0934 to make an appointment.

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Our Offices

McMurter & Associates
114 Green Street
Whitby, ON L1N 4C8

Phone: 289-278-0934
Toll Free: 1-800-756-7138
Fax: 905-666-2863
Map and Directions

505 Ellesmere Rd.
Ste. 3
Scarborough, ON M1R 4E5

Phone: 289-278-0934
Toll Free: 1-800-756-7138
Fax: 416-747-6208
Map and Directions