Posted in Selling a Home in Ontario | McMurter & Associates

Yes, you can sell a house with an illegal basement apartment in Ontario. The apartment itself doesn’t stop the sale. What matters is what you tell buyers about it, because misdescribing the unit is where sellers get into trouble after closing. Renting out a basement apartment can help a household...

The short answer: A lien is a financial claim on a property that secures a debt, such as a mortgage, unpaid taxes, or an unpaid contractor. An encumbrance is any legal limit on a property, including liens, easements, and restrictive covenants. In Ontario, sellers typically pay off liens from the ...

The short answer: Yes, you can sign your real estate documents remotely in Ontario with an online connection that includes video and a compatible program. At McMurter & Associates in Whitby, clients choose remote or in-person appointments, but a local lawyer adds Durham Region expertise and a per...

The short answer: A power of sale is a sale by a lender after a homeowner defaults on mortgage payments, using a right granted in the mortgage. In Ontario, buyers can purchase these properties, but they are sold "as is" at fair market value, not necessarily at a bargain, so have a real estate lawye...

The short answer: A chattel is a movable piece of personal property that isn't permanently attached to a home, such as furniture or appliances, and it only stays if the Agreement of Purchase and Sale says so. A fixture is an item attached to the home or land, such as light fixtures, and generally ...