COVID-19 update

McMurter & Associates offers virtual appointments!
*All parties in your legal transaction must agree to this virtual appointment. This includes other law firms involved and/ or the bank.

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Blog

When Good Deals Go Bad

You are selling your home and the deal is set to close in 2 weeks. You get a dreaded call from your lawyer that the buyer will no longer buy your house. You have moving trucks arranged, and you’ve already entered into an Agreement of Purchase and Sale of your new house. What is going to happen next?

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What if my common-law partner dies without a will?

According to the law, common-law relationships are not treated the same as married couples in Ontario. If your common-law partner dies without a will and has not named the surviving partner a beneficiary on their assets, the survivor will be omitted from the estate and all assets will be divided amongst children and the deceased’s family.

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Conditional or firm offer?

We are strong believers in real estate deal conditions. Now that we are in a more balanced market, and houses are not selling in multiple offer scenarios, as a real estate buyer you have more power to make a thoughtful deal with conditions.

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Do I really need title insurance?

Title insurance is not the most exciting thing to spend your money on, but it is an integral part of buying a house and most real estate lawyers (and virtually all mortgage companies) want it as part of every deal. Although title insurance is optional in Ontario, your lender will require it for you to receive your mortgage.

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Should I add my child to the title of my home?

Should I add my child to the title of my home? When your child is listed as a joint tenant, it is likely that the home will be their primary residence. There will be potential income tax complications, like capital gains, from doing this. In Ontario, your child will forfeit their first-time buyer’s exemption for the property transfer tax on the home purchase.

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Do I need a Secondary Will if I have my regular Will?

In Ontario, probate fees are among the highest in the country. There are some ways that you can help your loved ones avoid paying some estate administration tax (EAT) after you are gone.

A Secondary Will can help reduce the amount of tax that your loved ones will have to pay in EAT. A Secondary Will is not applicable to everyone, though. Your Secondary Will only covers assets that are not required to go through probate.

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Our Offices

McMurter & Associates
114 Green Street
Whitby, ON L1N 4C8

Phone: 289-278-0934
Toll Free: 1-800-756-7138
Email: [email protected]
Fax: 905-666-2863
Map and Directions


Scarborough Office

Satellite office, open by appointment only 

10 Milner Business Court
Suite 300
Scarborough, ON M1B 3C6

Phone: 289-278-0934
Toll Free: 1-800-756-7138
Email: [email protected]
Fax: 416-747-6208
Map and Directions